0% introductory APR for 21 months on steadiness transfers: One of many longest introductory durations on steadiness transfers we have come throughout, you may get a 0% intro APR on the steadiness transferred for a full 21 months, which suggests you’ll have nearly two years to repay your steadiness.
0% introductory APR for 12 months on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk if you happen to plan on shopping for something with the cardboard.
Select your cost due date: Somewhat flexibility can go a good distance with regards to managing your funds. The cardboard permits you to select from any out there cost date, whether or not it is at first, center, or finish of the month. That manner, you’ll be able to arrange computerized funds which might be aligned along with your paycheck.
No late charges: One of the vital distinctive perks is that there aren’t any late charges, ever. When you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged if you happen to do slip up and miss a cost.
No penalty APR: When you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. Citi Simplicity® Card by no means prices a penalty price, so your APR is not vulnerable to growing as a result of late funds.
No annual payment: This card comes with no annual payment, which is a crucial characteristic in case your purpose is to repay debt.
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